Deprecated: Assigning the return value of new by reference is deprecated in /home/koperasi/public_html/script/adodb/adodb.inc.php on line 921

Deprecated: Assigning the return value of new by reference is deprecated in /home/koperasi/public_html/script/adodb/adodb.inc.php on line 1996

Deprecated: Assigning the return value of new by reference is deprecated in /home/koperasi/public_html/script/adodb/adodb.inc.php on line 2068
Koperasi Pekerja Berhad

Koperasi Pekerja Berhad

Tel: +6(03) 5634 0276 / 3902   |   info@koperasipekerja.com


 

 

HOME

 

WHAT'S NEW?

 

PRODUCTS & SERVICES

 

Overview

 

Personal Loan Schemes

 

Consumer Loans

 

KOP Medical Tourism

 

KOP Healthcare

 

KOP Tours & Travel

 

My Coop Loan

 

Will Writing

 

Others

 

MEMBERSHIP

 

ABOUT US

 

PEOPLE

 

CONTACT US

 

KOP Healthcare

Introduction  |  KSP Life Charger  |  KSP Health One  |  About  |  Healthcare Programme  |  FAQs  |  Hospitals

 

Frequently Asked Questions (FAQs)

Q. Who is eligible to participate in the KOP Healthcare programme?

A. You must be a Malaysian citizen , a member of Koperasi Pekerja and above 18 years old.

Q. What are the benefits of the Kop Healthcare Programme?

A.1 For the standard programme, you are entitled to various benefits including an annual medical check-up, wellness programme, domestic emergency evacuation and repatriation, maternity benefit and others.

A.2 Together with BFI Plan, you will be able to enjoy all the benefits listed in (1) above as well as eligibility to purchase a H&S Plan, PA and term life coverage specially arranged by BF Insurance Brokers for Koperasi Pekerja members. Please refer to BFI Plans for the Premiums payable.

Q. Do I require a medical examination to participate in the Kop Healthcare Programme?

A. No. Medical examination is not a pre-requisite to apply. However. depending on your health conditions, you may be required to provide a medical report upon BF's request for underwriting purposes.

Q. When will my programme be effective?

A. For standard applications.the programme takes effect once BFI receives the Koperasi (KSPPMB) membership with the H&S application forms with payment. Sub-standard applications are subject to underwriting acceptance by BFI. There is a waiting period of 30 days for illnesses but injuries due to an accident are covered immediately upon acceptance and approval.

Q. How do I use the KOP Healthcare Membership to be admitted to the hospital?

A. It's easy. Just call KOP Healthcare Hotline as shown on the reverse side of your card. KOP Healthcare Assist will facilitate your admission by issuing a guarantee letter to qualified members to the hospital concerned and subject to the following conditions:-

a) Member is not subject to the list of specific illnesses excluded in the first year of coverage;
b) there are no exclusions in the member's policy;
c) member's insurance coverage has not expired;
d) Illnesses/sickness existed or existing and surgical operation performed or pending and the same not disclosed; and
e) member complies with all the terms and conditions of policy.

 

Pertanyaan Berkenaan Kop Healthcare

S. Siapakah yang layak untuk menyertai Program KOP Healthcare?

J. Anda hendaklah berkerakyatan Malaysia, ahli Koperasi Pekerja dan atas 18 tahun.

S. Apakah faedah-faedah Program Kop Healthcare?

J.1 Untuk program standard, anda layak untuk menikmati pelbagai faedah termasuklah pemeriksaan kesihatan tahunan, program kesihatan, "domestic emergency evacuation and repatriation", faedah untuk ibu bersalin dan lain-lain lagi.

J.2 Bersama-sama Plan BFI, anda layak untuk menikmati faedah-faedah seperti yang disenaraikan dalam (1) di atas dan juga layak untuk membeli Plan H&S, PA dan term life coverage yang disusun oleh BF Insurance Brokers untuk ahli Koperasi Pekerja. Sila rujuk Plan BFI untuk mengetahui premium yang akan dibayar.

S. Adakah saya perlu membuat pemeriksaan kesihatan untuk menyertai Program Kop Healthcare?

J. Tidak. Pemeriksaan kesihatan bukanlah syarat untuk memohon. Tetapi, bergantung kepada keadaan kesihatan, anda mungkin akan diperlukan untuk menyediakan laporan kesihatan atas permintaan BF bagi tujuan insurans (underwriting).

S. Bilakah program saya akan bermula?

J. Untuk permohonan biasa, program akan bermula sebaik sahaja BFI menerima Keahlian Koperasi (KSPPMB) bersama-sama dengan borang permohonan H&S berserta pembayaran. Permohonan Sub-standard akan tertakluk kepada penerimaan underwriting oleh BFI. Terdapat masa menunggu selama 30 hari untuk kesakitan (illness) tetapi kecederaan disebabkan kemalangan akan diliputi serta merta sejurus selepas diterima dan disahkan.

S. Bagaimanakah saya menggunakan Keahlian KOP Healthcare untuk dimasukkan ke wad?

J. Mudah sahaja. Telefon no hotline KOP Healthcare seperti yang tertera di belakang kad. Pembantu daripada KOP Healthcare akan melayan permintaan anda dengan mengeluarkan satu surat jaminan untuk melayakkan ahli terbabit dimasukkan ke dalam hospital yang berkenaan dan tertakluk kepada syarat-syarat berikut :

a) Ahli tidak terlibat dalam senarai kesakitan yang khusus iaitu dimasukkan dalam tahun pertama lindungan.
b) Tiada pengecualian (exclusion) dalam polisi ahli
c) Lindungan insurans ahli belum lagi tamat
d) Kesakitan yang wujud atau telah wujud dan operasi pembedahan yang telah dijalankan atau ditangguhkan tidak dirahsiakan
e) Ahli patuh terhadap semua syarat dan terma polisi

 

 

 

Contact Us

 

 

 

 

Home   |   Products & Services   |   Membership   |   About Us   |   People   |   Contact Us